Facebook Youtube
Book A Consultation

Bankruptcy Attorney in Newnan

Schedule A Consultation
tom tierney

Bankruptcy Attorneys Newnan GA

When choosing Bankruptcy Attorneys in Newnan GA look no further. I am not a “mill” firm but rather provide a personal and professional representation as the best of the Bankruptcy Lawyers in Newnan. When seeking a Chapter 7 Lawyer Newnan it is important that you have an attorney who will get all the required information for your bankruptcy and has the knowledge to make sure that you will get a discharge of your debts. As your Chapter 7 Lawyer Newnan I do not take only “easy” cases but also cases that are more complex. We provide fast and sympathetic help in getting you out from debt.

Chapter 7 Bankruptcy Lawyer Newnan

Chapter 7 Bankruptcy Attorneys first will draft a Petition under Chapter 7 of the Bankruptcy Code identifying who you are, including social security number and address. Next a Chapter 7 Lawyer Newnan lists all of your debts. It is helpful to have a credit report as it provides needed information such as account numbers and addresses of creditors.
Schedule A Consultation

Will I Qualify For A Chapter 7 Bankruptcy In Newnan Ga?

Chapter 7 Bankruptcy Attorneys complete a “Means Test” to show that you are eligible for a Chapter 7. If your income is too high (higher than the median income for your area) you need to show that with your expenses, including secured debt, that you qualify for a discharge despite your income. As your Chapter 7 Lawyer Newnan I am experienced in all the deductions you are allowed so that you will be able to file a Chapter7.
The means test (thank you Congress!!) is incredibly complicated and requires a full understanding of allowed expenses which can be used to qualify for a Chapter 7 discharge. As one of the best bankruptcy attorneys in Newnan GA I have seen people be talked into a Chapter 13 bankruptcy (where you repay all or part of your debt over time) by mill firms because the firm makes more money from a Chapter 13 bankruptcy. I do not do Chapter 13 bankruptcies because I do not believe them to be the best solution for most people.

Will I Qualify For A Chapter 7 Bankruptcy In Newnan Ga?

Chapter 7 Bankruptcy Attorneys complete a “Means Test” to show that you are eligible for a Chapter 7. If your income is too high (higher than the median income for your area) you need to show that with your expenses, including secured debt, that you qualify for a discharge despite your income. As your Chapter 7 Lawyer Newnan I am experienced in all the deductions you are allowed so that you will be able to file a Chapter7.

The means test (thank you Congress!!) is incredibly complicated and requires a full understanding of allowed expenses which can be used to qualify for a Chapter 7 discharge. As one of the best bankruptcy attorneys in Newnan GA I have seen people be talked into a Chapter 13 bankruptcy (where you repay all or part of your debt over time) by mill firms because the firm makes more money from a Chapter 13 bankruptcy. I do not do Chapter 13 bankruptcies because I do not believe them to be the best solution for most people.

What do I need to provide to Bankruptcy Attorneys Newnan GA?

As your bankruptcy attorney in Newnan I need the following information from you. Most importantly, your paystubs and tax returns for several years. I also need your credit report and bills for any other debts that are not included in your credit report. With my years of experience as a Chapter 7 Lawyer Newnan I then prepare your Petition and Schedules, making sure that they comply with the requirements of the bankruptcy court. I also am experienced in “tough” bankruptcies when the US Trustees’ office has questions about whether a discharge will be allowed.
Schedule A Consultation

How long before my debt is discharged in Chapter 7 Bankruptcy Newnan Ga?

Once the Chapter 7 Bankruptcy Attorneys prepare your petition, you will review the Petition to make sure that it is accurate. You will need to have online Credit Counseling before you file. The Petition is filed with the Bankruptcy Court in Newnan GA. Your Chapter 7 Lawyer Newnan will send your last tax return and paystubs to a bankruptcy trustee. In about 30 days a creditor’s meeting is held via Zoom, and you will asked about your schedules to make sure that the Petition is accurate. The creditors then have two (2) months to object to discharge. If there is no objections, then you will be sent a Chapter 7 discharge of all of your debts.
Most people regain credit quickly after their Chapter 7 discharge. I recommend getting small credit cards after your bankruptcy to repair your credit.

How long before my debt is discharged in Chapter 7 Bankruptcy Newnan Ga?

Once the Chapter 7 Bankruptcy Attorneys prepare your petition, you will review the Petition to make sure that it is accurate. You will need to have online Credit Counseling before you file. The Petition is filed with the Bankruptcy Court in Newnan GA. Your Chapter 7 Lawyer Newnan will send your last tax return and paystubs to a bankruptcy trustee. In about 30 days a creditor’s meeting is held via Zoom, and you will asked about your schedules to make sure that the Petition is accurate. The creditors then have two (2) months to object to discharge. If there is no objections, then you will be sent a Chapter 7 discharge of all of your debts.

Most people regain credit quickly after their Chapter 7 discharge. I recommend getting small credit cards after your bankruptcy to repair your credit.

Contact Tom Tierney Law to schedule your consultation and let our experienced bankruptcy lawyers guide you toward financial relief today!

Call Now

what we are expert at

Free Consultation

Cities We Serve

Thomas F. Tierney Attorney at Law, specializes in family law and offers over 30 years of expertise in divorce and child custody cases, providing personalized and effective legal representation.

Facebook Youtube

Contact Info

Peachtree City

Practice Areas

Copyright © 2024 Thomas F. Tierney Attorney at Law